AIL -Globe Life & The Alford Agencies

Veterans, Union Members, Working Families, Policemen, Firemen, Educators and Small Businesses, let us help educate you and your circle of family and friends about filling in that Gap for Final Expense coverage with the American Income Life's "Freedom...

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About AIL -Globe Life & The Alford Agencies


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About Us About Us

Veterans, Union Members, Working Families, Policemen, Firemen, Educators and Small Businesses, let us help educate you and your circle of family and friends about filling in that Gap for Final Expense coverage with the American Income Life's "Freedom of Choice Certificate".

Individuals have life insurance policies through work and outside of work which often go away when they stop working or retire. This "Freedom of Choice Certificate" is meant to work in conjunction with any insurance you may already have but will stay with you for your entire life. They use whole life for this consideration. That way when the term policies are no longer affordable or are gone, the "Freedom of Choice Certificate" will be there for your family to cover all your final expenses.

American Income Life (AIL), Globe Life (GL) and The Alford Agencies offer no cost benefits, including a no cost $2,000 Accidental Death Policy, free Will Kit and the free Child Safe Kit Program (McGruff Kit) to help protect the Antelope Valley community families.

In collaboration with their Veteran Service Organization (VSO's), AIL offers a program specifically designed for Veterans and their families during their open enrollment period.

Local AIL Globe Life Agents, from The Alford Agency, Pamela Hood and Roni Prophet Ramirez are here to provide affordable supplemental insurance to our Antelope Valley Community, custom to meet each family's individual needs.

American Income life is the largest of five companies working for Globe Life to bring affordable supplemental benefits to the Antelope Valley Communities. Globe Life has been in business since the early 1900's and has several top financial ratings. They are the Life Insurance Company for the Dallas Cowboys, Texas Rangers, and the FC Dallas Soccer team.

Rest Assured Globe Life, American Income Life and The Alford Agencies will be there when you need them.


Pamela Hood, CDOI License # 4160487

Roni Prophet Ramirez, CDOI License #4175088


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